Canadian Bail-in Regime Update

Wholesale Funding Geography Wholesale Funding By Currency¹ CAD 38.5 BN Canada Mortgage Bonds Credit Cards Securitization Medium Term Notes ☐ Canadian Dollar Deposits USD 81.3 BN Covered Bond Program Credit Cards Securitization ■ Medium Term Notes ■ US Dollar Deposits Credit Cards Securitization 8% Mortgage Securitization 28% Covered Bonds 64% EUR 12.4 BN, CHF 2.5 BN, GBP 8.3 BN, NOK: 4.4 BN Covered Bonds Medium Term Notes Certificates of Deposit Wholesale Funding By Product1,3 JPY 125.0 BN Medium Term Notes HKD 7.8 BN Medium Term Notes Certificates of Deposit Sub-debt AUD 9.9 BN Covered Bonds Medium Term Notes Certificates of Deposit Secured 25% Medium Term Notes 42% 5% Deposits from banks 7% Bankers' Unsecured² 75% acceptances 1% Other 0% CD and CP 45% CIBC 1. Source: CIBC Q1-2024 Quarterly Report. 2. "Unsecured" includes Obligation related to securities sold short, Cash collateral on securities lent and Obligations related to securities under repurchase agreements 3. Percentages may not add up to 100% due to rounding. 30 30

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