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Investor Presentaiton

Nippon Life Initiatives for Digitalization NISSAY Insurance Company We are working on digitalization as a group to improve business productivity and to meet customers' digital needs Enhance sales consulting - Accumulate and analyze data from business activities - Improve presentations skills and optimize proposals by Al - Allocate smartphones and tablets - Increase contact points with customers through social media / email and online event etc. Smart Devices Sales Representatives â– Improve conveniency - Expand online procedures - Apply Al to customer services Nippon Life app download # (cumulative basis) (thousands) 1,138 628 314 20 99 Customer Experience NISSAY Data Analysis Nippon Life Insurance Company Nippon Life X Open Innovation FY18 FY19 FY20 FY21 FY22 Customers Operational Efficiency A Upgrade and optimize existing business - - - Utilize Robotic Process Automation, OCR, Al etc. Start demonstration experiment of utilizing ChatGPT Hanasaku Life Insurance Co., Ltd. Nissay Plus SSI Company Inc. Promote new businesses Established Hanasaku Life (2018-) and Nissay Plus SSI (2022-) - Start digital and direct channel Digital Channel Innovation Investment Facility by Nippon Life X (\bn) 55 30 10 FY2018 FY2019 FY2022 Established "Nippon Life X" (2018-) - Invest in startups and VCs which own advanced technology - Support in utilization of advanced technology to each business 15
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