Investor Presentaiton

Income & Profit (quarterly) Net Income (crs) Operating and Net Profit (crs) 1000 900 800 800 700 913 820 569 600 257 133 423 226 500 404 389 413 380 600 400 500 400 300 300 656 688 575 114 130 200 200 106 100 0 Jun '21 Net Interest Income 100 Mar '22 Jun'22 Other Income Total Income (net of int exp) 0 Jun '21 Mar '22 Jun'22 Operating profit Operating profit (excluding Trading Profit & depreciation on Invsts) ■Net profit 4.00% Net Interest Margins (%) 2.98% 3.00% 2.00% 1.00% Cost to Income Ratio (%) 60% 58.38% 3.25% 3.33% 49.53% 50% 49.68% 0.00% Jun '21 Mar '22 Jun 22 28 40% 30% Jun '21 Mar '22 Jun'22 ✡ Karnataka Bank Ltd. Your Family Bank. Across India.

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