Highlights of Q3 FY22 Results

Asset Quality of Corporate book (Non-Infra) continues to improve -GNPA NNPA Corporate 3.08% 1.58% 3.98% 2.91% 2.85% 2.52% 1.92% 1.25% 0.39% 0.84% Dec-19 (Pre-Covid) Mar-21 (Post Covid 1.0) PCR% 49.35% 52.73% Sep-21 Jun-21 (During Covid 2.0) (During Covid 2.0) 57.60% 71.02% Dec-21 (Pre-Covid 3.0) 84.83% Section 5D: Asset Quality The Book in the corporate segment has seen improvement in asset quality on a consistent basis since the spike due to COVID-19. We follow prudent underwriting, reduction of concentration risk, proper industry and customer selection processes. The PCR on this segment is 85% as on December 31, 2021. 66 IDFC FIRST Bank

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