Oaktree Specialty Lending Corporation Direct Lending Approach slide image

Oaktree Specialty Lending Corporation Direct Lending Approach

OAKTREE OCSL Specialty Lending Corporation Oaktree's Investment Philosophy Oaktree's Underwriting Criteria and Investment Process Have Been Demonstrated Across Market Cycles Primacy of Risk Control Avoid Losers & Winners Take Care of Themselves Market Inefficiency Benefits Of Specialization Emphasis On Consistency Selectivity • Control primarily for risk, rather than return • May underperform in the most bullish markets, but prudence across investing environments and limiting losses has been foremost in our investment approach over time and throughout cycles • Avoidance of investments that could impair capital over long term Opportunistic generation of meaningfully higher return potential in certain environments • The private credit market is a relatively less efficient, less well trafficked market, providing opportunities for incremental return relative to risk • • Willingness to invest and lend during times of market stress, when others are retreating Expertise in creative, efficient structuring and institutional knowledge of bankruptcies and restructurings enables a focus on risk control that competitors lack • An emphasis on consistency is a core tenet of Oaktree's investment philosophy and approach • We allow the market to dictate opportunities; we need not rely on macro forecasts Oaktree's platform provides an extensive reach across credit markets providing access to deal flow and the ability to be highly selective Emphasis on fundamental credit analysis, consistency and downside protection are key tenets of Oaktree's investment philosophy, all of which are strongly aligned with the interests of Oaktree Specialty Lending shareholders 6
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