Bank of Baroda Financial Performance FY23

Key Digital Initiatives B बैंक ऑफ़ बड़ौदा Bank of Baroda चिजमा VIJAYA मेना DENA Launch of International UPI remittance in Mauritius, Nepal, Bhutan, UAE and Singapore Launch of Digital On- boarding Solution (POS) for merchants Launch of UPI on Credit cards* Live on RBI's CBDC Platform (Retail and Wholesale) Launch of LRS outward on bob World App Automation of inward remittances Highest penetration (41%) among the non Fl customer base in bob World Launch of KCC STP and MUDRA STP Loan journey ----- Launch of Pre- approved Home Loan Top-up journey Launch of Pensioner Loan journey Launch of Assisted Personal Loan journey Launch of eBG facility with NESL. © 2023 Bank of Baroda. All Rights Reserved *in CUG Page 30

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