Financial Performance and Remediation Update slide image

Financial Performance and Remediation Update

ACTIVITY IS EXPECTED TO BOUNCE BACK AFTER CURRENT LOCKDOWNS • • • Economic activity and hours worked are expected to have fallen relatively sharply in the September quarter with widespread lockdowns in NSW, VIC and the ACT as well as state border closures. Employment and labour participation also declined in the quarter and the unemployment rate is expected to see a small increase in the near term. However, the relatively healthy pre-COVID starting point as well as ongoing policy support should support a rapid rebound in both activity and the labour market over coming quarters. The recovery continues to be uneven with some sectors still held back by state and international border closures, while others have seen a boost as a result of policy stimulus. The normalisation of consumer spending patterns will also likely take some time. HOUSEHOLD CONSUMPTION CONTINUES TO BE IMPACTED² (Index) 110 GDP IS EXPECTED TO BOUNCE BACK¹ (Index) 105 100 95 90 Forecasts 90 Dec 19 Sep 20 Jun 21 Mar 22 Dec 22 Sep 23 INCREASED SAVINGS HAVE BUILT A BUFFER³ (%) 25 100 20 90 15 80 10 70 Cafes & takeaway Other retail sales 5 60 0 50 40 -5 Jan 20 Apr 20 Jul 20 Oct 20 Jan 21 Apr 21 Jul 21 Oct 21 1993 1997 2001 2005 2009 2013 2017 2021 (2) ཀྱིསི Source: ABS, NAB. Data are indexed to December quarter 2019. NAB Economics Forecasts from September quarter 2021 Source: ABS, NAB. Data are ABS retail sales indexed to January 2020, data to September 2021 (3) Source: ABS, NAB. Household savings rate (ABS national accounts), data to June quarter 2021 114 National Australia Bank
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