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Investor Presentation

• GLOBAL BANKING & MARKETS Niche Focus in Select Products, Geographies and Industries Highlights: Contributed 22% of YTD Q3/14 consolidated net income • Record quarter in investment banking, $286B As at Q3 2014 Total Assets (avg.) In C$ Total Deposits (avg.) Q3/14 Net Income¹ Productivity Ratio $49B $408MM 43.6% 2,049 # of Employees Total Revenue (YTD 2014) strong results in equities Strategic Priorities: • Strengthen customer relationships and product capabilities to enhance profitability Optimize our coverage model to drive cross- sell Grow our business in regions that capitalize on the Bank's existing geographic footprint Global Corporate & Investment Banking C$ millions Global Capital 49% 51% Markets Net Income $1,443 $1,455 $1,132 CAGR 1% (1) Attributable to equity holders 2012 2013 YTD 2014 11
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