Investor Presentation July 2021
Capitalization and Asset Quality
Total Equity Breakdown (USD mn)
Prudent capitalization (%)
■Share capital
■Retained Earnings
11,323
■ Statutory reserves
■ Tier 1
■Tier 2
Other Reserves & Treasury Shares
18.4%
17.8%
18.2%
16.8%
10,915
11,107
1.9%
2.4%
2.5%
10,229
1.9%
3,382
2,719
3,134
2,229
4,715
4,392
4,641
4,861
15.9%
16.0%
14.9%
15.7%
1,076
1,129
1,084
1,138
2,151
2,259
2,275
2,389
Dec-19
Dec-20
Jun-20
Jun-21
Prudent Provisioning (USD mn)
■Specific Provisions
■General Provisions
2,266
Dec-19
Provisions and Impairments (USD mn)
■Provisions for Credit Losses Other Impairment Losses
813
95
Dec-20
Jun-20
Jun-21
Asset Quality Ratios (%)
Loan Loss Coverage Ratio
NPL Ratio
2.45%
1,668
1,678
1,702
428
421
24
272%
1,269
718
91
323
186%
1,309
10
220%
404
330
1.72%
1.77%
152%
313
564
1.10%
398
368
2018
2019
2020
2019
2020
1H 2020
1H 2021
Dec-19
Dec-20
Jun-20
Jun-21
Notes:¹Equity here refers to total equity attributable to the shareholders of National Bank of Kuwait S.A.K.P.
National Bank of Kuwait 25View entire presentation