Investor Presentaiton

200 160 120 80 40 о Jan-18 BANK OF GEORGIA Feb-18 Mar-18 Apr-18 RECENT TREND - REMITTANCES AT US$ 1.7bn IN 2019 May-18 Jun-18 Remittances up 9.7% y/y in 2019 Jul-18 Aug-18 Sep-18 Sep-18 Remittances, US$ mn Oct-18 Nov-18 શ Dec-18 Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Total remittances, % change y/y Source: NBG 40% 30% Ukraine 20% Remittances by county, 2019 Kyrgyzstan 1.7% Other 7.7% EU 38.3% 2.5% Turkey. 5.5% 10% Israel 9.4% 0% USA 10.3% Russia 24.7% 60 60 Source: NBG

View entire presentation