Muthoot Finance H1 FY 2024 Financial Performance

OPERATING EXPENSES TO AVERAGE LOAN ASSETS Muthoot Finance Operational efficiency over the years Yearly (%) Quarterly (%) 8.00 8.00 7.50 7.50 7.00 7.00 6.50 6.50 6.00 6.00 5.63 5.43 5.50 5.50 5.10 5.01 4.89 4.94 5.00 5.00 4.46 4.50 4.50 4.08 3.92 4.00 3.48 3.62 4.00 3.50 3.35 3.50 3.88 3.62 3.13 3.00 2.99 3.00 2.50 2.50 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18* Mar-19* Mar-20* Mar-21* Mar-22* Mar-23* Q2 FY 2024* Q2 FY 2023* Q1 FY 2024* H1 FY 2024* H1 FY 2023* *Under IND AS 51 551

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