Financial Overview

First Nine Months Financial Highlights Net Sales YTD 23 YTD 22 % Change (in millions, except per share data) $ 341.7 $ 349.3 -2% Gross Profit % Margin $ 120.1 35.1% $ 128.3 -6% 36.7% SG&A $ 64.7 $ 67.3 -4% Net Income $ 21.3 Net Income as a % of sales 6.2% $ 24.1 6.9% -12% Diluted EPS $ 1.79 $ 2.05 -13% Adjusted EBITDA¹ % Margin¹ $ 69.6 20.4% $ 70.5 20.2% -1% cpi • • . Commentary Net Sales decrease driven by reduced volumes of eco-focused cards, partially offset by increases in other contactless cards and card personalization and instant issuance services Gross Profit decline driven by reduced sales levels and higher production costs Net Income, Adjusted EBITDA1 and Adjusted EBITDA margin¹ decreases driven by reduced sales and gross margins, partially offset by reduced operating expenses • Net Income margin and growth also negatively impacted by executive retention award accrual and a higher effective tax rate, partially offset by lower interest expense 1) Adjusted EBITDA and Adjusted EBITDA margin are not measurements of financial performance prepared in accordance with GAAP. See "Reconciliations of Non-GAAP Financial Measures" at the end of this document for more information and reconciliations to the most directly comparable GAAP financial measures. 11

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