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Investor Presentaiton

Key performance indicators Resulting in NBFC sector profitability following upward trajectory and reaching pre-Covid levels % 8 (%) Return on Assets¹ by NBFC category Return on Equity1 by NBFC category (%) 30 5.5%- 4 4.2% 2.6% $2.4% 2 2.0% 21.4% 4.8% 18.8% 20 3.7% 16.7% $2.9% 16.2% 15.2% •*2.5% 10 2.0% 17.0% 16.8% 15.3% 14.0% 12.3% 0 FY19 FY20 FY21 FY22 FY23 0 FY19 FY20 FY21 FY22 FY23 HFCS Diversified ⚫ MFI Gold Loan Industry 1. Return on Assets is calculated as net profit/average assets 2.Return on Equity is calculated as net profit/average shareholders' fund Note: Analysis has been made based on 29 NBFCs (10 HFCs, 2 Gold, 3 MFI and 14 Diversified NBFCs) Source: Capitaline, Quarterly Results, Investor Presentation, Annual Report, BCG Analysis 28 Copyright © 2023 by Boston Consulting Group. All rights reserved.
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