Investor Presentaiton
48
Strong liquidity position
Liquidity Coverage Ratio
218%
Peer benchmarking: 3- and 12-months maturing funding ratio
3 months funding ratio
600%
174%
149%
176%
163%
500%
138%139%
145%
133%133%131%
135%
400%
122%
300%
200%
100%
0%
Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun
2019 2019 2019 2020 2020 2020 2020 2021 2021 2021 2021 2022 2022
Liquid assets
30 Jun 2022, SEK 1,152bn
Q1 2022 Q4 2021
SEB
Q3 2021 Q2 2021
Peer 1
Q1 2021
Peer 2
Q4 2020
Average
Q3 2020
12 months funding ratio
200%
Level 2 assets
Other
150%
228
I High quality covered bonds
100%
Level 1 assets
Extremely high quality covered
bonds
50%
817
0%
Treasuries & other Public Bonds
Q1 2022 Q4 2021
Cash & holdings in Central Banks
SEB
Q3 2021
Peer 1
Q2 2021
Q1 2021
Q4 2020
Q3 2020
Peer 2
■Peer 3
Average
Liquid assets in accordance with Liquidity Coverage Ratio in CRR. Liquid assets defined as on balance sheet
cash and balances with central banks + securities (bonds and equities) net of short positions
Funding ratio = liquid assets / (maturing wholesale funding within 3/12m + net interbank borrowing within 3/12m)
Source: Fact Books of SEB and three other major Swedish banks. One peer does not disclose 3m ratio
SEBView entire presentation