Investor Presentaiton
financial results
100
Λ
SBERBANK
170 YEARS. BY YOUR SIDE
CAPITAL ADEQUACY
apital adequacy in accordance with the Basel Capital Accord
is presented in the table below.
In 2011, the Group's core capital adequacy ratio decreased by 0.3 p.p.
to 11.6%. In 2011, the Group's total capital adequacy ratio decreased
by 1.6 p.p. to 15.2%. However, the total capital adequacy ratio is no-
tably higher than the minimum 8% ratio set by the Basel Committee.
RUB million
Core capital adequacy ratio
Total capital adequacy ratio
CAPITAL COMPONENTS
Core capital
Share capital
Share premium
Retained earnings
Treasury shares
Less goodwill
ANNUAL REPORT
CAPITAL ADEQUACY
2011
2011
2010
11.6%
11.9%
15.2%
16.8%
87,742
87,742
232,553
232,553
882,766
585,819
(6,962)
(15,050)
(8,251)
1,181,049
897,863
Total core capital
Supplementary capital
Revaluation reserve for premises
81,527
53,648
101
Fair value reserve for investment securities available for sale
Foreign currency translation reserve
(3,357)
13,437
Λ
(5,692)
(1,136)
Subordinated capital
303,518
303,513
Less investments in associates
(4,677)
(2,479)
financial results
Total supplementary capital
Total capital
Risk-weighted assets
371,319 366,983
1,552,368 1,264,846
10,216,842 7,526,973
170 YEARS. IT'S JUST THE BEGINNING
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