Scotiabank Business Overview and Economic Outlook

Fintech Strategy Partnerships QED INVESTORS Georgian Partners Scale UP VENTURES V VIOLA VENTURES TEAM8 Rethinking Cyber 1 Selected proof of concepts with fintech partners • • • • • Focus Areas Proof of Concepts¹ • Credit adjudication Accessibility Natural language processing Personal financial management Customer experience and self-service Machine-learning modelling IT Modernization Fraud Anti-Money Laundering konfio Cerebri≥ Fable Tech Labs Eigen Technologies personetics wysdom H₂O Rapid API BIOCATCH Less Friction. Less Fraud. Tookitaki • 16 16

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