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Investor Presentaiton

INSURANCE ECOSYSTEM Santander Corretora Santander Auto helpS Auto Compara 00 Customer Centricity Sales Channels Distribution Innovation 8. Culture and Profitability People Santander Corretora We develop the best insurance products and solutions for businesses and individuals, which are then distributed through our network These are smart, modern, and creative solutions for providing protection via life, benefit, property, transportation, health, agribusiness, and guarantee insurance Auto Compara Vehicle insurance offering platform with a completely online purchase journey 3.3 million R$ 279 million visits in 2022 Gross premiums written 3Q22 (+37% YoY) 62% came from new policies We expanded our offer, with the inclusion of new insurance companies in our platform We collaborated with Waze on the new Green Route feature to help map out charging stations for electric/hybrid vehicles We are committed to developing the finest insurance ecosystem for our customers, whereby we strive to support them in their everyday lives with all-encompassing offers, connected to simple and digital journeys R$ 7.9 billion Ambition: Santander Auto Fully digital insurance company 28% Penetration rate for vehicle financing contracts Premiums written in 9M22 R$ 15 billion (+33% over two years) of premiums in 2023 Issued 54,000 insurance policies R$ 83 million in 3Q22 Premiums written 3Q22 (+30% YoY) We are market leaders among individuals, with a 13% share in premiums INVESTOR RELATIONS [email protected] 0800 286 8484 FAQ www.santander.com.br/faq " helpS Assistance service for: Car >Home >Bike > Pet Gamers/Tech >> Motorcycle 24/7 assistance service for customers 30,000 contracts since launch with vehicles comprising 45% of sales " " " 18 10
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