Investor Presentaiton
Loans and Bills Discounted
(Billion yen)
2022/3
2023/3
Change
Loans and bills discounted
1,955.1
2,031.7
+76.6
% Change
+3.9%
SMEs
842.0
862.2
+20.2
Personal
642.5
654.9
+12.4
+2.4%
+1.9%
Home loans
586.7
598.5
+11.8
+2.0%
Trend in Balance of Loans and Bills Discounted
■ All loans/bills discounted
■SMEs/Personal
1,925.8
1,948.7
1,962.9
1,955.1
TOCH
GN
TOCHIGI BANK
Loans and bills discounted as of March 31, 2023 increased by 76.6
billion yen from the end of the previous fiscal year mainly due to an
increase in SME and home loans.
Tochigi Bank loans and bills discounted consist mainly of SME and
personal loans. The Bank provides a range of solution services for
business operators facing many business challenges, such as labor
shortages after the COVID-19 pandemic and an increase in material
prices caused by a weakening yen, and also firmly meets their funding
needs.
Balance of Loans and Bills Discounted by
Prefecture (2023/3)
Ibaraki
24.9
1.2%
0000
(Billion yen)
(Billion yen)
Home loans
2,031.7
Gunma
1,438.8
1,460.6
1,507.7
1,484.6
1,517.1
42.1
2.1%
Tokyo
341.9
16.8%
554.9
Mainly SME loans and personal loans
570.7
584.0
586.7
598.5
2019/3
2020/3
2021/3
2022/3
2023/3
Saitama
307.3
15.1%
Tochigi
1,315.3
64.8%
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