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Speed Matters - Website Is the New Storefront

Significant Liquidity and High-Quality Securities Portfolio High quality, $3.2 billion cash and investment portfolio with $9.8 billion remaining collateral and lines as a source of additional potential liquidity Cash & Securities / Total Assets FY 2015 FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 WAFD Peers Cash and Securities Composition 2 High Quality Bonds, US Govt Backed, 37% 42% Cash, 21% Total Cash and Securities: $3.2Bn 2 Cash and Securities / Total Assets: 16%2 Source: SNL Financial, Company Filings 1 Peers represent Proxy Peers as specified in the Company's latest Proxy Statement 2 As of 9/30/2022 WaFd Bank As of 9/30/2022, WAFD maintains over $3.2bn of balance sheet liquidity. • Cash and Securities is 16% of assets Investment Portfolio targets low credit risk / moderate duration • 63% Cash, US Government-backed Agency Bonds and MBS 2 Yield on the Investment Portfolio is 3.2% 1188
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