U.S. Floorplan Risk Management

U.S. Floorplan Risk Management Dealer Monitoring Strategy 83 33 Dealers Monitor Monthly Accounts Review (MAR) No Further Action MAR Directed Action Plans Ford FORD CREDIT Watch Report ICU Status Liquidation • Monitor Payoffs Aged Inventory Overline Report • . Financial Statements Monthly Accounts Review Assess dealer risk and determine action plans Watch Report – Medium to High Risk • . Formal review of action plans and results presented to senior management (plans may include more frequent physical audits) Intensive Care Unit (ICU) – High Risk More experienced risk team Increased intensity surrounding action plans and timelines Status On-site control Focus on asset protection Liquidation Focus on loss mitigation

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