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Investor Presentaiton

Consolidated Balance Sheet Group Financial Results for quarter ended 31 March 2021 Assets (€ mn) 31.03.2021 Cash and balances with Central Banks 6,926 31.12.2020 change Liability and Equity (€ mn) 31.03.2021 31.12.2020 change 5,653 23% Deposits by banks 412 392 5% Loans and advances to banks 421 403 4% Funding from Central Bank 2,692 995 Debt securities, treasury bills and equity investments 2,113 1,913 10% Customer deposits 16,332 16,533 -1% Net loans and advances to customers 9,960 9,886 1% Subordinated loan stock 254 272 -7% Stock of property 1,328 1,350 -2% Other liabilities Investment properties 126 128 -2% Total liabilities Other assets 1,544 1,550 -0% Shareholders' equity Non current assets and disposal groups held for sale 626 631 -1% Other equity instruments 1,266 1,247 1% 20,956 19,439 8% 1,844 1,831 1% 220 220 I Total equity excluding non- 2,064 2,051 1% Total assets 23,044 21,514 7% controlling interests Non controlling interests 24 24 1% Total equity 2,088 2,075 1% Total liabilities and equity 23,044 21,514 7% Bank of Cyprus Holdings 56
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