Access to Financial Services in Kaduna State Deep Dive

EFINA Enhancing Financial Innovation & Access The direct correlation between financial health and financial inclusion which is evident at the national level, narrows in Kaduna • Even among adults that use formal (regulated) financial services, less than one third are financially healthy Formally served 35% National Kaduna 40% 25% Formally served 28% 49% 23% Informally served 24% 41% 35% Informally served 18% 49% 33% Financially excluded 16% 37% 47% ■Financially healthy ■Financially coping ■Financially vulnerable Financially excluded 25% 41% 34% Financially healthy ■Financially coping ■Financially vulnerable Source: EFINA Access to Financial Services in Nigeria & Kaduna State 2020 Survey 40

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