Supplementary Financial Information (SFI)
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Provision for Credit Losses (PCL) by Business Segment
Total PCL ($ millions)
Retail
Commercial
Canadian Banking
Retail
Commercial
International Banking
Global Wealth Management
Global Banking and Markets
Other
PCL on loans, acceptances and off-balance sheet exposures
Canadian Banking
International Banking
Global Banking and Markets
Global Wealth Management
Other
PCL on other financial assets (1)
Total PCL
Provision for Credit Losses as a % of Net Loans and Acceptances (bps) (2)
Retail
Commercial
Canadian Banking
Retail
Commercial
International Banking
Global Wealth Management
Global Banking and Markets
Other
Provision for Credit Losses as a % of Net Loans and Acceptances
Net write-offs as a % of Net Loans and Acceptances (bps) (2)
Retail
Commercial
Canadian Banking
Retail
Commercial
International Banking
Global Wealth Management
Global Banking and Markets
Other
Net write-offs as a % of Net Loans and Acceptances
Q1/23
Q4/22
Q3/22
Stage Stage Total Stage Stage Total
Stage
Q2/22
Q1/22
Stage Total Stage Stage Total Stage Stage Total
1&2
3
PCL
1&2
3
PCL
1 & 2
3
PCL 1&2
3
PCL
1&2
3
PCL
10
22233
175
185
-
137
137
(58) 143
21
12
33
10
16
26
8
31
187
218
10
153
163 (50) 143
9
306
315
19
257
276
42
18
69
87
16
63
79
18
27
375
402
35
320
355
60 262
(2)
1
2
(1)
1
3
13
2
15
(11)
22
11
(1)
(1)
74 562
636
35
494
529
ལྕ་ལྕཅཱསྨྲ་ལྕེ་ $
85 (120)
8
93
201 243
61
79
322
2
5
2 (18) (16)
15 389 404 (188) 406
8ཀླུཤྩ8=ཀྱི་ལྕེ་སྐྱེ
(23)
ន ១៨៩៩៥៨៩
(2) (119) 106
(10) (41)
(13)
19
(22)
(12) (160) 125
(35)
218
(8) 232
224
57
(4)
54
50
278 275 (12)
286
274
1
(3)
2
(1)
(46) (8)
(8)
(16)
218
(183)
405
222
-
2
2
-
131
3
1
1
26
76
1025875414
562
-
-
-
-
4
+ 83
1
-
-
4
2
8
1
1
638
35
494 529
23
389
412
(187) 406
219 (183) 405
222
20
16
4
19
1
167
172
11
150
161
37
7
96
8
(4)
1
4
(2)
4
(3)
៥ · · ន៩៩១ ៨ ១៨
29
-
33
2
ཕྲཨྰཿརྞ བྲཱགླཆསྱེ॰ ' ཤྩ
៩, យ ស ែម ១ ថ ដ ថ
28
18
9
16
165
154
29
88
(1)
2
29
ཙུ@་སེ' ་
(7) 16
9
(14)
14
4
1
5 (13)
(4)
13
9 (14) 13
26
121
147
139
8
28
36
16
68
84
6
2
8
1
(6)
(5)
(15)
1
21
22
(11) 24
ATTEN
7
137
29
29
77
77
1
13
WIL
(1) (16) (3) (3)
ཙུགསེཙུཧེ ' E
(14) 12
(2)
(6) (24) 11
(13)
(1) (15) 12
(3)
(5) 150
145
(2) 27
25
(4) 81
77
(6)
5
(1)
(6)
(11)
24
13
-
' '
17
15
15
(8)
10
7
12
14
14
131
146
171
31
74
76
(1)
6
(11)
INN
21
23
88
5
1
* 36 งงดี
CON
21
(1) Other financial assets include debt securities, deposits with financial institutions, accrued interest and reverse repos.
(2) Refer to page 50 of the Q1 2023 Quarterly Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto.
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Scotiabank
Supplementary Financial Information (SFI)
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