P&C Insurance and Beverages Business Financial Overview slide image

P&C Insurance and Beverages Business Financial Overview

Hospitality and commercial RE business | commercial portfolio & hotel portfolio highlights Commercial portfolio breakdown | 31-Dec-19 ■Retail 14% 6% ■ Office 40% 40% Hotel Rooms by stage ■Industrial ■Residential US$ millions Commercial portfolio growth 77.3% 45 56.8% 10 25 16 8 35 6 17 10 31-Dec-17 31-Dec-18 31-Dec-19 Property Cost ■Revaluation Progressing against the 1,222 hotel room portfolio Operational - 22%, Under construction - 38%, Design stage - 40% Construction stage Ramada Melikishvili, Tbilisi Kempinski, Tbilisi Construction stage Seti Square Mestia Ramada Kutaisi Construction Stage Kakheti Wine &Spa Design Stage Shovi, Racha Telavi Design Stage Mestia, Svaneti Zugdidi 270 Operational Stage Ramada Encore Kazbegi Gudauri Lodge 176 224 279 1,222 273 2019 2020 2021 2022 2023 2023 Hotel rooms by type Luxury Hotel, 8% Budget Hotel, 13% Business Hotel, 20% Resort Hotel, 59% 65 68 72 US$ millions GEORGIA CAPITAL Commercial portfolio growth 45 6 25 16 4 39 21 15 31-Dec-17 31-Dec-18 31-Dec-19 Leased Vacant Key performance metrics of hotels | Tbilisi 68 64 144 136132130 119 94 92 95 88 76 Occupancy Rate (%) ADR(US$) Source: STR 2015 RevPar(US$) 2016 2017 2018 2019 45 51 51 33 36 Revenue(US$mln) Page 84
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