HOUSING DEVELOPMENT CORPORATION Investors Presentation slide image

HOUSING DEVELOPMENT CORPORATION Investors Presentation

1 HDC is wholly owned by the Ministry of Finance, which provides it with strong financial support Corporate and shareholder structure Key regulators President Office of the Maldives Ministry of National Planning, Housing and Infrastructure Ministry of Economic Development In-house development team HDC Government of Maldives (GoM) Ministry of Finance (Shareholder) 100% ownership 3rd party contractors/ consultants HOUSING DEVELOPMENT CORPORATION As a SOE, HDC performs its duties in conjunction with the support received from the Ministry of Finance (Maldives) ("MoF") MoF provides assistance to HDC in multiple areas, including financial and technical expertise as well as consultancy ■MoF has provided sovereign guarantees for a significant portion of HDC's debt and also provides refinancing facilities to HDC to help service its existing debts ■ HDC works closely with key regulators such as the President Office of the Maldives, Ministry of Housing and Urban development, Ministry of Economic Development as well as Ministry of National Planning and Infrastructure, to implement the various development projects across Hulhumalé ■There exists a high likelihood of extraordinary support from the Government of Maldives through MoF, as well as very high default dependence between the two entities HDC has full land planning and real estate development capabilities, where it maintains and develops the master land use plan for Hulhumalé HDC also manages and implements its own projects in Hulhumalé For large projects, HDC will engage 3rd party contractors/developers as well as consultants to assist with construction and development of buildings given the additional level of expertise required Source: Company information. 11
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