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2 STRENGTHEN ISLAMIC BANKING LEADERSHIP KFH will become the world's second largest Islamic bank by total assets and customer deposits As one of the world's leading Islamic banks, KFH will drive the growth of Islamic Banking Ranking of Top Global Islamic Banks¹ by Total Assets ($bn) #2 Islamic Finance is a $2.5 Trillion Industry 166 مصرف الراجحي Al Rajhi Bank 2 121 بيت التمويل الكويتي Kuwait Finance House + البنك الأهلى المسجد ahli united bank #3 $tn 2.5 2.0 76 72 1.5 53 1.0- بنك دبي الإسلامي Dubai Islamic Bank بيت التمويل الكويتي المصرف OB Kuwait Finance House Ranking of Top Global Islamic Banks¹ by Customer Deposits ($bn) 137 مصرف الراجحي Al Rajhi Bank #2 #3 78 56 52 36 بيت التمويل الكويتي Kuwait Finance House + البنك الأهسان المسعود ahli united bank المصرف CB بنك دبي الإسلامي بيت التمويل الكويتي 1 Kuwait Finance House Dubai Islamic Bank L 0.5 0.0 2014 2015 2016 2017 2018 2019 2020 2021 ■Banking Assets ■Sukuk ■Takaful ■Funds Islamic finance industry's assets reached $2.5 trillion at year-end 2021 It expanded by c.10% in 2021 vs. 11% in 2020, with strong support from the banking assets in GCC and Malaysia Islamic finance remains concentrated primarily in oil exporting countries in Middle East and Malaysia accounting for over 80% of industry assets Islamic banking growth is expected to accelerate underpinned by higher oil prices, increased government spending and investments Islamic finance is expected to grow by 10% annually in 2022-2023 Source: FY2021 company financials, S&P Global Ratings, Central banks. Note: with preliminary illustrative acquisition impact. KWD, SAR, AED, QAR, BHD converted to USD per FX rate of 3.306, 0.267, 0.272, 0.275, 2.659 respectively as at 31-Dec-2021. 1 Only considers publically listed, 100% Islamic banks (i.e. excludes any conventional banks with Islamic portfolios/operations) S|| Jugoüll w and also excludes Iran-based banks given limited and outdated disclosure. 2 With preliminary illustrative acquisition impact. Kuwait Finance House 11 البنك الأهلى المسجد ahli united bank

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