Investor Presentaiton

SME and Midcap Financing Finnvera's mandate is to support the Finnish SME sector with focus on start-ups and growth companies Credit and guarantee losses in SME and midcap financing annually amount to about 2-4% of total exposure The State compensates 50% of Finnvera's losses from domestic operations so that Finnvera can take greater risks than those taken by commercial financial institutions 2 1 Exposure EUR billion 9 Guarantees ■Loans and receivables 0 2015 2016 2017 2018 2019 FINNVERA

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