Investor Presentaiton
Divisional1 contributions.
Divisional results
1H21 ($m)
Consumer
Business
WIB
NZ
Specialist
Businesses
Group
Businesses
Group
Operating income
4,457
2,356
1,046
1,163
937
840
10,799
Expenses
(2,270)
(1,170)
(698)
(500)
(740)
(603)
(5,981)
Core earnings
2,187
1,186
348
663
197
237
4,818
Impairment (charges)/benefits
80
129
(8)
92
80
(1)
372
Tax & non-controlling interests
(675)
(395)
(110)
(210)
(143)
(120)
(1,653)
Cash earnings
1,592
920
230
545
134
116
3,537
2H20 ($m)
Consumer
Business
WIB
NZ
Specialist
Businesses
Group
Businesses
Group
Operating income
4,560
2,268
1,132
1,044
581
700
10,285
Expenses
(2,141)
(1,230)
(697)
(482)
(1,128)
(862)
(6,540)
Core earnings
2,419
1,038
435
562
(547)
(162)
3,745
Impairment (charges)/benefits
(599)
(674)
(111)
(102)
(95)
641
(940)
Tax & non-controlling interests
(546)
(108)
(139)
(129)
43
(311)
(1,190)
Cash earnings
1,274
256
185
331
(599)
168
1,615
1 Refer to division descriptions, page 114. NZ in A$.
86
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