Investor Presentaiton

Number of shares (Million) 1,406 165 STRONG CAPITAL BASE 1,571 Equity and Chartered Capital (Bil VND) 27,624 18,759 19,523 17,178 15,782 15,706 0,765 10,765 9,181 9,181 Sharesbefore IPO Shares raised Shares after IPO Q3 2016 Q4 2016 Q1 2017 Q2 2017 Q3 2017 ■ Equity ■Chartered Capital Capital Adequacy Ratios Equity multiplier 16.7% 13.2% 13.0 13.3 12.3 12.7 12.0% 12.2% 11.3% 13.5% 9.2 9.5% 10.2% 9.6% 8.5% Q3 2016 Q4 2016 Q1 2017 Q2 2017 Q3 2017 Q3 2016 Q4 2016 Q1 2017 Q2 2017 Q3 2017 CAR Cir 36 CAR Basel II 14

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