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Investor Presentaiton

In its role as a federal student loan servicer, Navient helps borrowers successfully repay their loans Servicers begin helping borrowers navigate repayment after important financial decisions about the total cost and experience of their education have already been made. 6 1 Congress sets product terms and conditions including interest rate, loan limits, and repayment programs. 5 Loan repaid 4 2 Colleges set tuition and fees. 3 Families select the college, and borrow to pay the cost of attendance to the school. EDUCATION Navient works with borrowers to help them assess multiple repayment options and successfully repay loans. NAVIENT ED issues loans at congressionally set terms, distributes proceeds to school, and assigns loan to a servicer. OF © 2021 Navient Solutions, LLC. All rights reserved. UNITED STATES OF AMERICA ||| 34
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