Investor Presentaiton

Product Segments Collection Efficiency equitas Equitas Small Finance Bank Collection Efficiency December 2020 Billing Efficiency December 2020 Collection Efficiency March 2021 Billing Efficiency March 2021 Micro Finance 97.98% 91.29% 93.44% 91.90% Small Business Loans 104.56% 90.56% 106.56% 91.48% Vehicle Finance 108.39% 82.25% 113.84% 87.74% MSE Finance 192.55% 88.88% 180.26% 89.04% Corporate Total 149.36% 94.51% 174.91% 99.91% 105.36% 88.73% 108.51% 91.12% 1. 2. Collection efficiency represents total collections during the month as a percentage of March months total EMIs due Billing efficiency represents only the EMIs of March alone collected as a percentage of March months total EMIs due. The March month total EMIs includes EMIs of accounts which are in NPA also and not just standard assets Major Product Segments X Bucket Collection Efficiency X Bucket Collection Efficiency X Bucket Collection Efficiency March 2021 December 2020 Feb 2020 Collections touch pre-Covid levels Small Business Loans Vehicle Finance 99.60% 99.05% 99.41% 98.85% 95.72% 96.50% Micro Finance 98.70% 98.30% 98.50% 21

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