Investor Presentation September 2023

Consistently profitable due to diversified and resilient business model بنك ظــفــار Bank Dhofar 20.67% 12.86% 11.66% 12.22% 10.70% 9.92% 5.64% 5.71% 4.64% 6.19% 7.42% 90 99 44 58 53 40 40 132 130 130 127 127 126 115 64 14 71 68 66 99 47 48 48 65 58 50 50 54 54 143 73 109 59 84 30 31 31 25 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Sep-23 Total Income (OMR Mn) Operating Profit Net Profit (OMR Mn) ROASE % 6

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