Investor Presentaiton

Product Features 回 Driven by Technology 1 Faster Credit Delivery Unique Customer Profile Capital Trust Low Risk - High Returns Stringent Credit Control Rural Doorstep Fintech Company Client facing Capital Connect smart phone application in addition to staff Capital Sales application. ■ Paperless Processing. ■ Geo-tagging of business and customers. Short Turn-Around-Time | Serving the For Disbursement Capability for same day disbursement with 81% loans disbursed within 48 hours turnaround time. ! Missing Middle Only player offering unsecured, individual, digital, business generating loans of less than 1 Lac. Sector untapped by MFIS and Banks / NBFCs. Ticket size of 30,000 - 75,000. Better Rewards Higher NIM's. ◉ Short tenure of 12-24 months makes repayment! faster. Digital NACH Collections. Automated risk engine preventing build of concentration. Robust Quality Checks ☐ Blending the best of " physical & digital practices. Al and Business Intelligence to calculate applicants' income based on business industry. High quality portfolio - lower NPA. 18

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