Quarterly Financial Overview

47 46 45 (Rp Tr) 44 Multipurpose Loans 43 42.6 43.2 43.0 Multipurposes % SML % NPL 43.6 44.3 44.7 45.3 45.7 bank bjb (%) YOY 46.9 5 Key Indicators 3Q22 3Q23 (%) Loans Outstanding 44,261 46,910 +6.0 Net Expansion 1,293 YtD (Rp bn) 2,189 +69.3% Avg. Loans Outstanding 145 147 +1.1% (Rp mn) 3 No of Debtors 305,228 319,864 +4.8% 2 % Portion of Direct Deduction from Payroll 80.1 84.7 +4.5% Asset YOY 3Q22 3Q23 1 Quality (%) Special 1.2 1.0 -0.2 Mention 42 T NPL 0.2 0.3 +0.1 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 32

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