Investor Presentaiton
Capital and Liquidity Management
Total Capital
17.8%
18.0%
17.8%
Tier 2
2.8%
2.9%
0.8%
0.8%
2.8%
0.8%
Tier 1
CET1
14.1%
14.3%
14.2%
Jun-22
Liquidity Coverage Ratio
Mar-23^
Jun-23~
> CET1 was 10bps lower QoQ at 14.2%
as at Jun-23
> The slight dip is attributable to the
proposed FY23 1st interim dividend
and higher credit RWA
> CET1 ratio remains above the FY23
and FY24 target of >13.5%
Proposed all-cash first interim dividend
of 17.50 sen/share. 1H23 dividend
payout of 55%, increased from 50% in
1H22
> LCR remains comfortably above 100%
for all banking entities.
Dividend Payout Ratio
CIMB Bank Global
132%
118%
127%
127%
139%
123%
123%
133% 137%
134%
CIMB Islamic
55%
264%
256%
264%
266%
226%
CIMB Niaga
50% 51%
40%
145%
145%
144%
141%
140%
CIMB Thai
Jun-22
Sep-22
Dec-22
Mar-23
Jun-23
FY20
FY21*
FY22
1H23
Notes: Post CIMBGH's FY22 Second Interim Dividend of RM1,386 mil, with no DRS
Σ
Post CIMBGH's Proposed FY23 First Interim Dividend of RM1,866 mil, with no DRS
Base on BAU net profit
13View entire presentation