Investor Presentaiton

BCA Always by your side Economic Aspect Sustainable financing grew 14.9% YoY Sustainable Financing (Rp tn) 25.0% Sustainable Financing % YoY Growth 14.9% 13.7% 2.2% 183 159 125 128 Key Milestones up to 2022 Pursue sustainable financing opportunities to support lower carbon economy. Dec-19 Dec-20 Dec-211 Dec-22 % to total 21.3% 22.2% 24.8% portfolio 25.4% Promote ESG by establishing responsible lending policies in 5 sectors: palm oil, forestry & wood products, coal mining, toll road, and cement & steel. Top 3 Segments with Highest Growth as of Dec-22 (Rp tn) Mapped 450 top debtors in alignment with 'OJK's Green Taxonomy' to drive corporates in implementing sustainability practices. +16.0% +14.2% 102.3 88.2 66.1 57.9 +16.0% +5.9% 6.0 6.9 7.4 7.8 MSME Natural resources & sustainable land use Sustainable transportation ■Dec-211 Dec-22 Others Notes: 1) Restated Analyst Meeting FY-22 GHG emission scope 3 data development in collaboration with debtors to support Indonesia's program to achieve lower greenhouse gas emissions. Enhance ESG aspects in loan underwriting and due diligence. PT Bank Central Asia Tbk 21

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