Affordable Housing Solutions in Panama

OUR CLIENTS High credit quality and government support ● Long term default rates for approved buyers is approximately 2% Often multiple incomes contributing to monthly expenses • Typical mortgage is approximately 21% of an average dual income household CLIENT PROFILES BY DEVELOPMENT La Reserva Suenos de Santiago Average Age 36 31 Average Income $1,580 $786 % Public Sector Employees 73% 21% % Women 54% 41% % From Veraguas 79% 83% Teachers, Police, Employment Medical, Mid Level Managers Clerical, Cleaning, Maintenance, Merchandising Confidential 13

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