9MFY22 Investor Presentation
PBP & PATMI
| Improved operating leverage, CTI 43.4% (47.0% a year ago)
Business Segments
Q2FY22
Q3FY22
QoQ Change
9MFY21
9MFY22
YoY Change
(RM' mil)
Wholesale Banking
262
281
7%
900
794
(12%)
Investment Banking
47
44
(6%)
115
150
31%
Retail Banking
207
209
1%
540
636
18%
Business Banking
91
106
16%
253
304
20%
Group Funding & Others
(48)
(20)
58%
(246)
(75)
70%
PBP - Banking
560
620
11%
1,561
1,809
16%
General Insurance
43
32
48
48
(24%)
221
164
(26%)
34
(28%)
254
196
(23%)
Life Insurance
5
2
(65%)
33
32
(3%)
PBP
607
654
8%
1,816
2,005
10%
PBP
(LATMI) / PATMI
ROE
8.8%
8.3%
RM' mil
536
391
543
7.0%
320
552
5.4%
7.7%
5.4%
4.9%
10.0%
9.8%
7.9%
743
631
631
654
611
605
(332)
607
488
582 N
(232)
(192)
(482)
(562)
710
(342)
608
611
606
382
554 417
548
423
573
403
375
375
52³N
363
344
295
1271
1383
233 N
313
387
365
321
248
237
264
(1623)
241
Q1FY20
Q2FY20
Q3FY20
Q4FY20
Q1FY21
Q2FY21
Q3FY21
Q4FY214
Q1FY22
Q2FY22
Q3FY22
1 2 3 4
3.
4.
1.
Overlay
2.
Net modification impact
Net modification impact, overlay and tax adjustments @ 33% (previous financial years at 24% tax)
Adjusted PATMI for Q4FY21 and FY21 are RM284mil and RM1,370mil respectively
(excluding net mod impact, overlay, Settlement and related expenses, goodwill and other impairment )
AmBank Group
9MFY22 Results - Investor Presentation
(4,693)
-103.4%
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