Investor Presentation
2023 Q4 Achievements
as of 2023 Q4
985 B
Loans* of AMD
1,410 B
Assets of AMD
1,214 B
Liabilities of AMD
1,026 B
196 B
46.1 B
Deposits** of AMD
Equity of AMD
Profit of AMD
Named Best Bank for Digital Solutions in Armenia for 2023 by Euromoney
•
High profitability with ROE of 25.6% and RoA of 3.5%.
High growth of loan portfolio (up by 33% YoY) with steadily robust asset quality (NPL ratio of 1.9%).
.
Online banking penetration rate reached 72%, up by 9pp YoY.
NPS reached 79.0%, while CEI*** comprised 9.8.
EUROMONEY
AWARDS FOR EXCELLENCE
2023
05 Investor Presentation | Ameriabank.am
* net of impairment allowances and including TF ** Current Accounts, Time Deposits and Bonds
*** Client Experience Index with max possible value of 10
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