Creating the Future of Finance - Breakthrough Innovation slide image

Creating the Future of Finance - Breakthrough Innovation

K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Sample of K-Bancassurance and MTL Products K BANCASSURANCE K-Bancassurance Products¹) KASIKORNTHAI dalin Kha Endowment Life Insurance เชียงให mtlMuang Thai Life Assurance Products²) Endowment Life Insurance Muang Thai Smart Linked 15/3 (Global) Payment premium for only 3 years, but the coverage continues for 15 years Endowment 615 Participating (Global) Pay premium for only 6 years, but the coverage continues for 15 years ความคุ้มครองชีวิตเป็น % ของจำนวนเงินเอาประกันภัย ณ วันเริ่มมีผลคุ้มครองตามกรมธรรม์ หรือมูลค่าเวนคืนในขณะนั้น ตามแต่จ่านวนใดจะมากกว่า Life coverage is in % of the initial sum insured, or cash surrender value at the time, whichever amount is higher 660% Life Coverage End of Policy Year 220 % 110 % 330% 550% ຈາະເພິ່ນຈະດ້າມກັບ 440% ณ ในปีกรมธรรม์ 330% Premium payment at the 220% nowned ประกัน beginning of policy year 110% payment ปีกามยาวม์ที่ " End of policy year 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 เงินจ่าเห็น Cash bonus: ----+ รับเงินจ่ายคืน 5% ณ สิ้นปีกรมธรรม์ ทุกๆ 2 ปีกรมธรรม์ ยกเว้นสิ้นปีกรมธรรม์ที่ครบกำหนดสัญญา * * * * * Receive cash bonus at 5% at the end of policy year for every two policy years. Except at the end of policy maturity เงินบอด Maturity Benef 600% เงินปันผลเมื่อทาบ Sea 129 Maturity dividend Term Life Insurance MRTA-Home (Mortgage Reducing Term Assurance) Example, in case the customers choose to insure their loan in full term and full coverage Loan Amount Sum insured amount Premium payment at the beginning of policy year The contract starts Coverage of Pitaksin-Home is equivalent to the reducing sum insured amount Policy Year Coverage 4 S Loan Amount Scenario1: Death or total and permanent disability The customers can choose to continue the coverage. throughout the contract term or receive cash surrender value Premium Payment at the Beginning of Policy Year Cash Bonus(1) Maturity 1% 1% 1% 1% 1% 1% 1% 1% 1% 1% 1% 1% Benefit 300% Maturity Dividend (if any) (1) Benefit and coverage are % of the initial sum insured. In case the benefit amount and coverage are stated incorrectly, the specified % shall apply. (2) The dividend shall be paid to the insured who is alive upon contract maturity only. However, the Company does not guarantee maturity dividend. (3) (The amount shown in the schedule below is calculated based on "Maturity Dividend Formula" only.) The Company shall pay 300% of the initial sum insured or 101% of the paid premium to the insured, whichever is higher. (4) Life coverage is equivalent to % of the initial sum insured according to the above schedule or the cash surrender value at that time or 101% of the paid premium (whichever is higher). Term Life Insurance Khumkhrong Baep Khongthi Life-Bukkhon Single Premium payment period, but the coverage can be chosen between 1 - 15 years Term of installment loan 10 12 " 14 Term of insurance 15 End of Policy Year Premium Payment Scenario1: Early Redemption at the Beginning of Policy Year Remark: the above coverage is based on an assumption that the customer's credit repayment history is normal according to the Bank's loan contract 1) K-Bancassurance products are MTL's life insurance products selling through KBank 2) Muang Thai Life Assurance products are MTL's life insurance products selling through MTL sales agents, and/or other channels บริการทุกระดับประทับใจ Remark (1) Is in % of the initial sum insured Coverage Period Premium Payment Period 1-15 Years Single Premium 100% (1) Life Coverage Maturity K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Sample of K-Bancassurance and MTL Products K BANCASSURANCE KASIKORNTHAI K-Bancassurance Products1) Whole Life Insurance เมืองไทย mtl Muang Thai Life Assurance Products²) Whole Life Insurance 101 Muang Thai Khumkhrong Talot Chip 99/1 (CB 2.25%) Life insurance with single premium, but the coverage continues to age 99 years ตัวอย่าง Example สิ้นปีกรมธรรม์ที ความคุ้มครองชีวิต 105% ตลอดสัญญา หรือมูลค่าเวนคืน Life coverage at 105% throughout the insurance contract or surrender value หยุดชาระเบี้ยประกันภัย End of policy year Stop premium payment เงินจ่ายคืน 0 1 2 Cash bonus Muang Thai Smart Protection 99/7 Whole life coverage: payment premium for 7 years and get coverage to the age of 99 100% (1) Life Coverage Attaining the age of End of Policy Year 23456789101 m 98 99 Years Premium Payment อายุ 97 Age of 97 รับเงินจ่ายคืน 2.25% ของจำนวนเงินเอาประกันภัย ณ วันเริ่มมีผลคุ้มครองตามกรมธรรม์ ตั้งแต่ปีกรมธรรม์ที่ 1 - ครบอายุ 98 ปี ครบอายุ 58 ครบอายุ 90 ปี Attaining the Attaining the age of 98 at the Beginning of Policy Year Receive cash bonus 2.25% of the initial sum insured. from policy year 1 to attaining the age of 98 age of 99 เงินครบสัญญา Maturity benefit 102.25% (1) Life coverage is 100% of the initial sum insured or cash surrender value at that time or 101% of paid premium (whichever is higher). (2) In case of being alive until contract maturity, the benefit is 100% of the initial sum insured or 101% of paid premium (whichever is higher). Maturity Benefit 100% © Elite Health Plus Rider Right Coverage Medical expense coverage for both OPD and IPD which is paid by actual amount Comprehensive Coverage Standard single room at any hospital or special single room at 10,000-25,000 Baht per day Rider D Health Plus Rider OPD Rider Long-Term Health Coverage Insurable age is until the age of 90 with coverage period until the age of 99. Be Covered to the Max Lump sum benefit based on actual expense of 5 million Baht* Standard single room in any hospital Plus Additional Coverage Maternity Plus or Well-Being Plus that covers health checkup, vaccination, dental care, and eye care which meet all of your needs. Long-Term Health Care Entry age is up to 90 years old with long-term coverage until attaining the age of 99 Receive OPD Coverage Up to 30 times per year The Right Rider This OPD rider is not required to be purchased together with IPD coverage. Complete Coverage Including doctor's fees, disagnosis charges, or medical expenses 1) K-Bancassurance products are MTL's life insurance products selling through KBank 2) Muang Thai Life Assurance products are MTL's life insurance products selling through MTL sales agents, and/or other channels บริการทุกระดับประทับใจ 102
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