Creating the Future of Finance - Breakthrough Innovation
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Sample of K-Bancassurance and MTL Products
K BANCASSURANCE K-Bancassurance Products¹)
KASIKORNTHAI dalin Kha
Endowment Life Insurance
เชียงให
mtlMuang Thai Life Assurance Products²)
Endowment Life Insurance
Muang Thai Smart Linked 15/3 (Global)
Payment premium for only 3 years, but the coverage continues for 15 years
Endowment 615 Participating (Global)
Pay premium for only 6 years, but the coverage continues for 15 years
ความคุ้มครองชีวิตเป็น % ของจำนวนเงินเอาประกันภัย ณ วันเริ่มมีผลคุ้มครองตามกรมธรรม์
หรือมูลค่าเวนคืนในขณะนั้น ตามแต่จ่านวนใดจะมากกว่า
Life coverage is in % of the initial sum insured, or cash surrender value at the time, whichever amount is higher
660%
Life Coverage
End of Policy Year
220 %
110 %
330%
550%
ຈາະເພິ່ນຈະດ້າມກັບ
440%
ณ ในปีกรมธรรม์
330%
Premium payment at the
220%
nowned
ประกัน
beginning of policy year
110%
payment
ปีกามยาวม์ที่
"
End of policy year
0
1
2
3
4
5
6 7
8
9
10
11
12
13
14
15
เงินจ่าเห็น
Cash bonus:
----+ รับเงินจ่ายคืน 5% ณ สิ้นปีกรมธรรม์ ทุกๆ 2 ปีกรมธรรม์ ยกเว้นสิ้นปีกรมธรรม์ที่ครบกำหนดสัญญา * * * * *
Receive cash bonus at 5% at the end of policy year for every two policy years. Except at the end of policy maturity
เงินบอด
Maturity Benef
600%
เงินปันผลเมื่อทาบ
Sea 129
Maturity dividend
Term Life Insurance
MRTA-Home (Mortgage Reducing Term Assurance)
Example, in case the customers choose to insure their loan in full term and full coverage
Loan Amount
Sum insured amount
Premium
payment
at the beginning
of policy year
The
contract
starts
Coverage of Pitaksin-Home
is equivalent to the reducing
sum insured amount
Policy Year
Coverage
4
S
Loan Amount
Scenario1:
Death or total and
permanent disability
The customers can choose to
continue the coverage.
throughout the contract term
or receive cash surrender
value
Premium Payment at the
Beginning of Policy Year
Cash Bonus(1)
Maturity
1%
1%
1%
1%
1%
1%
1%
1%
1%
1%
1% 1% Benefit
300%
Maturity
Dividend
(if any)
(1) Benefit and coverage are % of the initial sum insured. In case the benefit amount and coverage are stated incorrectly, the specified
% shall apply.
(2) The dividend shall be paid to the insured who is alive upon contract maturity only. However, the Company does not guarantee
maturity dividend.
(3)
(The amount shown in the schedule below is calculated based on "Maturity Dividend Formula" only.)
The Company shall pay 300% of the initial sum insured or 101% of the paid premium to the insured, whichever is higher.
(4) Life coverage is equivalent to % of the initial sum insured according to the above schedule or the cash surrender value at that time
or 101% of the paid premium (whichever is higher).
Term Life Insurance
Khumkhrong Baep Khongthi Life-Bukkhon
Single Premium payment period, but the coverage can be chosen between 1 - 15 years
Term of installment loan
10
12
"
14
Term of insurance
15
End of Policy Year
Premium Payment
Scenario1:
Early Redemption
at the Beginning of
Policy Year
Remark: the above coverage is based on an assumption that the customer's credit repayment history is normal according to the Bank's loan contract
1) K-Bancassurance products are MTL's life insurance products selling through KBank
2) Muang Thai Life Assurance products are MTL's life insurance products selling through MTL sales agents, and/or other channels
บริการทุกระดับประทับใจ
Remark (1) Is in % of the initial sum insured
Coverage Period
Premium Payment Period
1-15 Years
Single Premium
100% (1) Life Coverage
Maturity
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Sample of K-Bancassurance and MTL Products
K BANCASSURANCE
KASIKORNTHAI
K-Bancassurance Products1)
Whole Life Insurance
เมืองไทย
mtl Muang Thai Life Assurance Products²)
Whole Life Insurance
101
Muang Thai Khumkhrong Talot Chip 99/1 (CB 2.25%)
Life insurance with single premium, but the coverage continues to age 99 years
ตัวอย่าง
Example
สิ้นปีกรมธรรม์ที
ความคุ้มครองชีวิต 105% ตลอดสัญญา หรือมูลค่าเวนคืน
Life coverage at 105% throughout the insurance contract or surrender value
หยุดชาระเบี้ยประกันภัย
End of policy year
Stop premium payment
เงินจ่ายคืน 0
1
2
Cash bonus
Muang Thai Smart Protection 99/7
Whole life coverage: payment premium for 7 years and get coverage to the age of 99
100% (1) Life Coverage
Attaining the age of
End of Policy Year 23456789101
m
98 99 Years
Premium Payment
อายุ 97
Age of 97
รับเงินจ่ายคืน 2.25% ของจำนวนเงินเอาประกันภัย ณ วันเริ่มมีผลคุ้มครองตามกรมธรรม์
ตั้งแต่ปีกรมธรรม์ที่ 1 - ครบอายุ 98 ปี
ครบอายุ 58 ครบอายุ 90 ปี
Attaining the Attaining the
age of 98
at the Beginning
of Policy Year
Receive cash bonus 2.25% of the initial sum insured.
from policy year 1 to attaining the age of 98
age of 99
เงินครบสัญญา
Maturity benefit
102.25%
(1) Life coverage is 100% of the initial sum insured or cash surrender value at that time or 101% of paid premium (whichever is higher).
(2) In case of being alive until contract maturity, the benefit is 100% of the initial sum insured or 101% of paid premium (whichever is
higher).
Maturity
Benefit
100%
©
Elite Health Plus Rider
Right Coverage
Medical expense coverage for both
OPD and IPD which is paid by
actual amount
Comprehensive Coverage
Standard single room at any
hospital or special single room at
10,000-25,000 Baht per day
Rider
D Health Plus Rider
OPD Rider
Long-Term Health Coverage
Insurable age is until the age of 90
with coverage period until the age
of 99.
Be Covered to the Max
Lump sum benefit based on actual
expense of 5 million Baht*
Standard single room in any
hospital
Plus Additional Coverage
Maternity Plus or Well-Being Plus
that covers health checkup,
vaccination, dental care, and eye
care which meet all of your needs.
Long-Term Health Care
Entry age is up to 90 years old
with long-term coverage until
attaining the age of 99
Receive OPD Coverage
Up to 30 times per year
The Right Rider
This OPD rider is not required to
be purchased together with IPD
coverage.
Complete Coverage
Including doctor's fees, disagnosis
charges, or medical expenses
1) K-Bancassurance products are MTL's life insurance products selling through KBank
2) Muang Thai Life Assurance products are MTL's life insurance products selling through MTL sales agents, and/or other channels
บริการทุกระดับประทับใจ
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