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Investor Presentaiton

REVENUE AND EXPENSE: ANNUAL TRENDS $ in millions Total Revenue (FTE¹) Total Noninterest Expense $6,500 +6% $4,536 +4% $4,348 +5% $6,106 $6,135 -% $4,144 $299 -14% $347 +5% $209 -9% $1,418 -4% $330 $230 +8% $1,478 -14% $213 $1,711 $736 +9% $428 +15% $674 +10% $612 $372 +27% $293 +1% $292 $251 $290 +16% $849 +11% $763 -1% $775 $3,852 $3,995 +4% $4,361 +9% $2,214 $2,335 +5% $2,442 +5% 2019 Trust, Investment and Other Servicing Fees FX Trading Income 2020 2021 Other Noninterest Income Net Interest Income (FTE¹) 2019 2020 2021 Compensation & Benefits Outside Services Equipment & Software Occupancy Other 1 Net interest income and total revenue on an FTE basis are non-GAAP financial measures. A reconciliation of these measures to reported results prepared in accordance with U.S. generally accepted accounting principles (GAAP) is included in the Appendix on page 12. northerntrust.com | 2022 Northern Trust 6
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