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Investor Presentaiton

International Banking: Pacific Alliance¹ FINANCIAL PERFORMANCE AND METRICS ($MM) GEOGRAPHIC DISTRIBUTION 8,9 Reported (Constant FX)2,3 Q1/23 Q4/22 Q1/22 Q/Q² Y/Y² 12% 35% Colombia Mexico Revenue ($MM) $1,889 $1,813 $1,788 4% 6% Expenses ($MM) $873 $862 $823 1% 6% PTPP4 ($MM) $1,016 $951 $965 7% 5% Net Income 5 ($MM) $523 $558 $496 (6%) 5% Net Interest Margin³ 3.81% 3.85% 3.94% (4 bps) (13 bps) Chile Return on Equity³ 14.9% 15.1% 14.6% (20 bps) 30 bps 0% Productivity Ratio6 46.2% 47.9% 46.5% (170 bps) (30 bps) Colombia Risk Adjusted Margin 2.84% 2.97% 3.24% (13 bps) (40 bps) Effective Tax Rate 19.6% 11.3% 23.5% 830 bps (390 bps) 31%/ REVENUE $1.9Bn NET INCOME3,5 $523MM 23% Peru 42% Mexico RETURN ON EQUITY (%) 34% 18.9% 11.3% 11.3% 5.3% 23.8% 22.0% 18.3% 14.4% 13.8% 11.1% Chile 9% Colombia 24% Peru -35% Mexico 1 Figures excluding wealth management 2021 3.3% 2022 Mexico ― Peru Chile -0.1% Q1/23 Colombia 39% Chile AVERAGE EARNING ASSETS $153Bn 18% 2 Current and prior period dollars, Y/Y and Q/Q growth rates (%) are on a constant dollar basis, while metrics and change in bps are on a reported basis 3 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on http://www.sedar.com 4 Pre-Tax, Pre-Provision Profit defined as revenues less expenses. See non-GAAP reconciliations beginning on slide 41 5 Attributable to equity holders of the Bank 6 Refer to page 50 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto 7 Risk-Adjusted Margin calculated as (Net Interest Income less Provision for Credit Losses) / Average Core Earning Assets. See non-GAAP reconciliations beginning on slide 41 8 For the 3 months ended January 31, 2023 9 O May not add due to rounding Peru 38
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