Competing as a Strong and Independent Portuguese Bank slide image

Competing as a Strong and Independent Portuguese Bank

Macroeconomic environment Macroeconomic environment Annual GDP growth well above 6% is expected in 2022, supported by resilient private consumption, a strong recovery in tourism and a rise in net exports. Unemployment remains low. After 2.4% QoQ in the first quarter and 0.1% QoQ in the 2Q22 (12% and 7.4% YoY), GDP increased 0.4% QoQ in the 3Q22, or 4.9% YoY). Annual GDP growth is expected well above 6% in 2022 (vs. 3.1% in the Euro Area), supported by: I. Resilient private consumption growth, with removal of Covid-19 constraints, release of savings accumulated in the pandemic and policy support to households; II. Strong improvement in tourism activity and higher exports growth; III. Persistence of low unemployment rates. (1) 3Q 2022 estimate; Sources: INE, Bank of Portugal, novobanco. novobanco GDP growth (% QoQ and YoY) 1 14.6 QoQ YOY Daily indicator of economic activity, BoP (% YoY and % change vs. 2019) 40 Latest data for the week 30 1-Year ending in Oct 09 7.1 2.8 4.4 4.3 20 0.5 0.8 1.9 2.4 0.4 0.1 0.4 10 0 -2.6 -4.4 -10 1.2 -0.8 3-Year -20 -30 -15.2 2020 2021 2022 Overnight stays in tourist accommodation establishments (million) jan/20 jun/20 nov/20 abr/21 set/21 fev/22 jul/22 Unemployment rate (% labour force) 2019 2022 4.6 4.0 3.4 3.0 2.9 2.0 9.6 9.9 8.6 8.2 7.2 7.2 6.6 6.5 6.0 6.0 10 20062086420 18 16 14 12 Jan Feb Mar Apr May Jun Jul Aug 2000 2003 2006 2009 2012 2015 2018 2021 6.0 45
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