Ameriabank COVID-19 Response and Financial Highlights

Λ Loans and advances to customers 90% Interest income structure Securities .8% Money _market 2% Other 0% Non Interest Income structure Fee and commission income 41% FX income 38% Income Structure Interest expense structure Due to customers 60% Due to CBA/banks 8% Other 5% Due to IFI 27% Net fee and commission income structure Account service 27% Fines and penalties 8% Credit card maintenance 44% Derivatives Other 3% 10% Guarantee and LCs 12% Money transfers 17% 40 40

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