BBVA Bancomer/2018 Annual Report

Additional revenues were recorded at the year-end linked to extraordinary payments, such as bonus earnings. This is reflected in the performance of the consumer lending and credit card portfolio, which was up 6.1% in the year to reach 275,090 million pesos. The largest growth in this portfolio came from consumer finance, which includes payroll, personal and auto loans, to close the year with a balance of 167,997 million pesos, 9.0% higher than the previous year. The credit card portfolio amounted to 107,093 million pesos at year-end 2018, up 1.7% year-on-year. Consumer Loans + Credit Cards B 2018 B 2017 Source: GFBB financial statements. 275 259 +6.1% (billion pesos and annual change %) Mortgages were up 7.6% at the end of December 2018, totaling 208,577 million pesos. BBVA Bancomer is still the leading bank in mortgage loans; according to the CNBV it grants one out of every four new mortgages in the private sector. Bank deposits (demand and time) rose 3.3% over the year. If we include issued credit securities and the global non-movement deposits account, traditional deposits climbed to 1,195,889 million pesos, revealing an annual increase of 3.2%. Demand deposits were up 3.5% in the year to close December 2018 at 864,477 million pesos. Meanwhile, public time deposits reported growth of 11.4% compared to the end of December 2017, allowing BBVA Bancomer to maintain a profitable funding mix, with a greater relative weight of demand deposits. Assets managed in mutual funds stood at 400,342 million pesos at the end of December 2018, up 3.0% in the year. Thus, BBVA Bancomer Gestión, S.A. de C.V., Sociedad Operadora de Fondos de Inversión, BBVA Bancomer Financial Group remains one of the largest mutual fund managers operating within the market, with a market share of 19% according to information released by the Mexican Association of Stock Market Intermediaries as (AMIB) at December 2018. Meanwhile, total deposits amounted to 1.6 trillion pesos, equivalent to annual growth of 3.2%. Bank deposits (demand + time*) B 2018 B 2017 * Public term deposits in general. Source: GFBB financial statements. 1,082 1,030 +5.0% (billion pesos and annual change %) 31 00$1 008

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