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Stanbic 1H23 Financial Results Presentation

• KEY TAKE AWAYS Client Employee Focus Engagement Risk and Conduct + Operation and Excellence Financial outcome See Impact Strong performance across all revenue lines Navigated market challenges to deliver strong balance sheet growth • Operational efficiencies from digital transformation • Focused risk management amidst challenging economic environment 26 | STANBIC 1H23 FINANCIAL RESULTS PRESENTATION . Increased shareholder return Sustainable community engagement

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