Investor Presentaiton

US$ million REMITTANCES KEEP PACE WHILE TOURISM REVENUES HAVE BEGUN RECOVERY Tourism revenues to GDP Sources: NBG, Geostat Tourism revenues rebounded to 50% of 2019 level in July-September 2021, as recovery has begun 18.3% 18.8% 4000 20% 16.6% 3500 13.9% 3000 12.9% 2500 9.9% 10.1% 8.6% 2000 1500 1000 500 0 6.2% 5.4% 6.2% 3.4% 3.7% 5% Tourism Revenues, $ mn Tourism Revenues, % of GDP 1H21 Remittances at record high levels Source: NBG Remittance inflows continued growing at record levels, with 9M21 growth totaling 27.8% Y-o-Y million $ 225 208 202 205 210 194 205 188 188 ། 185 161 165 150 145 125 105 85 65 45 Jan Feb Mar 2018 Apr 2019 May Jun 2020 Jul Aug Sep Oct Nov Dec 2021 GEORGIA CAPITAL International visitors (by country) Sources: GNTA Number of travelers from Saudi Arabia, Ukraine, USA and EU have been recovering fastest 139% 15% International visitors in 9M21 (% of 2019 level) ■International visitors in September 2021 (% of 2019 level) 81% 10% 65% 70% 43% 37% 43% 36% 33% 26% 25% 29% 22% 12% 11% 14% 9% 10% 5% 6% 0% Saudi Ukraine Arabia USA EU Turkey Israel Russia Armenia Iran Azerbaijan Number of Tourists (overnight visitors) Source: GNTA The number of tourists grew by 13.7% Y-o-Y in 9M21, despite the number of total visitors falling by 18.5% 800 700 600 500 400 247 300 214 210 200 133 97 76 100 29 36 51 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2018 2019 2020 2021 85

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