2022 Full Year Results

2022 A solid financial structure CET1 ratio: 12.3%¹ as at 31.12.22 (+20 bps vs. 30.09.22) • 4Q22 results after taking into account a 60% pay-out ratio (including the 2022 contribution of BancWest), net of changes in risk-weighted assets: +20 bps • Overall limited impact of other effects on the ratio Reminder: impacts since 31.12.21 • 2022 results after taking into account a 60% pay-out ratio net of organic growth in risk-weighted assets: +30 bps . Effect of the acceleration in growth: -20 bps Impact on Other Comprehensive Income (OCI) of market prices: -40 bps Impacts from the updating of models and regulations²: -30 bps Leverage ratio³: 4.4% as at 31.12.22 • Perspectives: Impact on the CET1 ratio of the closing of the Bank of the West sale: ~+170 bps as at 01.02.23 Impact on the leverage ratio of the closing of the Bank of the West sale: ~+40 bps as at 01.02.23 CET1 ratio 12.3% 12.1% 30.09.22 31.12.22 Liquidity reserve (€bn)4 Room to manoeuvre > 1 year in terms of wholesale funding 461 441 . Impact of the 1st €2.5bn share buyback tranche on the CET1 ratio: ~-20 bps as soon as ECB approval is obtained Impact of the application of IFRS17 on the CET1 ratio: ~-10 bps Liquidity Coverage Ratio: 129% as at 31.12.22 30.09.22 31.12.22 1. CRD4; including IFRS9 transitional arrangements; see slide 95; 2. In particular IRB Repair and application of the new regulation on currency risk in structural positions and including the effects of the hyperinflation situation in Türkiye; 3. Calculated in accordance with Regulation (EU) 2019/876; 4. Liquid market assets or eligible assets in central banks (counterbalancing capacity), taking into account prudential standards, notably US standards, minus intra-day payment system needs BNP PARIBAS The bank for a changing world 2022 Full Year Results | 16

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