Strategic Business Opportunities and Technological Tailwinds

Lending Trends - Consumer Loan Funnel Products Personal Loan Demand Share Disbursal Share 31% 50% Acceptance Rate 82% Consumer Loan 25% 27% 57% Credit Card 27% 13% 25% Home Loan 3% 2% 26% Auto Loan 4% 2% 22% 2W Loan 4% 4% 51% Business Loan 4% 2% 22% CV Loans 1% 1% 39% Total 38,39,79,721 19,87,52,064 52% Apr 22-Mar 23 Industry View (includes us); Credit Bureau data RBL BANK 80 Years In Your Service ESTARUSHED IN 1943 22

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