Q3 2019 Fixed Income Investor Presentation
CIBC Funding Composition
Funding Sources - July 20191
Bank deposits
1%
Others
(Includes
derivatives)
Covered bonds
3%
Securitization
3%
Capital²
7%
Securities sold
short or
repurchase
agreements
10%
25
25
Funding sources
BN
Personal deposits
175.2
Business and government deposits
153.3
8%
Unsecured funding¹
103.8
Personal
Securities sold short or repurchase agreements
65.6
deposits
27%
Capital²
43.4
Securitization
20.8
Covered bonds
18.4
Bank deposits
9.4
Others (Includes derivatives)
52.5
Total
642.5
Wholesale market, currency³
Unsecured
USD
Business and
funding¹
16%
CAD
Other
Total
government
deposits
24%
1 Unsecured funding is comprised of wholesale bank deposits, certificates of
deposit and commercial paper, bearer deposit notes and bankers'
Source: CIBC Q3-2019 Supplementary Financial Information
2
acceptances, senior unsecured EMTN and senior unsecured structured notes
© Capital includes subordinated liabilities
1 Percentages may not add up to 100% due to rounding.
CIBC Q3 2019 Fixed Income Investor Presentation
3 Currency composition, in Canadian dollar equivalent, of funding sourced by
CIBC in the wholesale market. Source: CIBC Q3-2019 Report to Shareholders
BN
76.6
48.9
23.2
148.7
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